Every bank bonus worth your time, with the fine print already read.

Top tier of Citi's balance-based ladder. No direct deposit, but it requires serious new money.

Large business welcome offer requiring $15,000 in spend over three months.

Highest-value bank bonus available if you can move $75,000 in new money for 90 days. No direct deposit needed.

Tiered business bonus topping out at $900 with a $30,000 average balance over two statement cycles.

Tiered brokerage transfer bonus with free stock shares layered on top of the cash reward.

No direct deposit required — just park $25,000 for 90 days in Huntington's Midwest footprint.

The benchmark travel card welcome offer: 60,000 points after $5,000 of spend in three months.

No monthly fee and a large payout, but it needs $7,500 in qualifying direct deposits within 90 days.

The go-to business bonus: a modest balance plus five qualifying transactions over two months.

ACAT transfer bonus paying a percentage of transferred assets, with reimbursed transfer fees.

Strong mid-tier bonus in PNC's branch footprint with a fee that is easy to waive once deposits start.

Fee-free checking with a $400 payout after $4,000 of direct deposits in 90 days.

Straightforward offer: $1,000 in direct deposits within 90 days of opening.

The most reliable checking bonus in the market. One qualifying direct deposit within 90 days unlocks $300.

Tiered bonus that pays $300 at $5,000 of direct deposits in a 25-day window, plus a competitive APY.

One of the lowest-effort offers available: two $500 direct deposits, no fees, fully online.

Earn a bonus on top of a competitive APY — no direct deposit, just funded savings held for 90 days.

Short 30-day lockup makes this one of the best effective-APY plays on the board.